Spend Smarter Archives | Money Manifesto

You Don’t Need A Budget – Instead Do These 7 Things

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

You might be shocked by this admission. As a personal finance blogger, I don’t follow a strict budget. Sorry to…
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125 Money Saving Tips From Personal Finance Experts

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Saving money is a great first step to turning your finances around. Some people claim they just can’t find any…
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The Top 10 Money Mistakes To Avoid In Your 20s And 30s

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Figuring out your personal finances is no easy task. Everyone makes mistakes. It’s just part of life. Unfortunately, some money…
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2018 Republic Wireless Review: Our Experience After 4 Years

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Republic Wireless is a cell phone service provider that began offering service in 2011. They’re changing the way people pay…
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Free Budgeting Worksheet Printable To Help You Learn How To Budget

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Living paycheck to paycheck is a reality for many Americans. But people don’t want to live paycheck to paycheck. They’d…
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Nectar Mattress Review – Is Buying A Mattress Online A Good Idea?

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

My wife and I have had our old mattress for a few years. Unfortunately, the old mattress has slowly gotten…
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Our Travel Tips And Adventures Including Tips To Travel For Free

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

One reason my wife and I work to master our finances is so we can travel when we want to….
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