Spend Smarter Archives | Money Manifesto

Are Credit Card Rewards Programs Worth It?

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

This post is part of a pro/con series with other bloggers. Make sure to check out their contrasting opinions on…
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How To Get Free Parking At Disney World And Why We Didn’t

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

As we were about to embark on our recent trip to Disney World, I decided to research parking options. Is…
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Financing Furniture At 0% Is For Suckers

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Every time I drive by a furniture store I see a sign hanging in the window that says something like…
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Should You Use Budget Billing For Your Utilities?

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Have you ever heard of budget billing for your utility bills? Your utility may call it something different. For instance,…
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The Best Place To Buy Your New Cell Phone Isn’t Where You Would Think

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

If you’re in the market for a new smartphone, chances are you’re going to head to the most obvious place…
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2018 Republic Wireless Review: Our Experience After 4 Years

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Republic Wireless is a cell phone service provider that began offering service in 2011. They’re changing the way people pay…
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11 Hidden Costs On Carnival Cruises For New Cruisers

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

My wife and I love cruising. In fact, we’ve even taken our son on a couple cruises already. Overall, we’ve…
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