Have You Started Saving or Shopping For Christmas Yet?

AH! Christmas is a little more than four months away. I know it is only back to school time, but it shouldn’t come as a surprise to anyone that Christmas is coming every year. Unfortunately, people always seem to be surprised by how quickly Christmas sneaks up on them. The worst surprise, however, is how much money gets…

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What Is My Net Worth And How Do I Calculate It?

What is my net worth? It’s a common question a lot of people don’t know how to answer. Net worth sounds like a fancy calculation that would be difficult for the average person to calculate. Luckily, that’s not the case. Calculating your net worth is extremely straight forward as long as you understand the components…

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This Shocking Silent Lurker Can Kill Your Retirement Plan

Investing for retirement is a daunting task. You’ll need a massive amount of money to provide a reasonably safe income for your golden years, especially if you believe Social Security won’t be around. Unfortunately, many people never factor in one of the largest threats to their retirement. Retirement’s Massive Goal The massive goal most people…

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Early And Traditional Retirement Both Suck! Try This Instead!

After we’ve explored the paths to both early retirement and traditional retirement, you might be wondering why we need to pick one or the other. Isn’t there another way we can structure our lives so that we can enjoy them more both now and later? I’m glad I’m not the only one who is thinking…

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Is The Traditional Path To Retirement The Perfect Solution?

The traditional path to retirement might be right for you if scrimping and saving every last penny to retire early doesn’t sound fun. The traditional path assumes you’ll retire at the normal retirement age, which is 67 for most people. For me that is decades away. Luckily this retirement plan allows for a more enjoyable…

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