About Lance Cothern

Lance Cothern holds a Certified Public Accountant (CPA) license in the Commonwealth of Virginia. He is a personal finance and credit expert that professionally writes for many personal finance publications including U.S. News & World Report, Credit Karma, My Bank Tracker, Choose FI, Centsai and more. He's the founder of Money Manifesto and has been writing about money as well as helping people solve their money problems since 2012. You can read more about him here or connect with him on Facebook, Twitter or Pinterest.

15 Money Saving Tips For Grocery Shopping On A Budget

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Groceries usually are one of the biggest expenses in a household budget. In fact, grocery items were the third largest spending category…
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Budget For Your Next Cruise With Our Free Printable

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Cruising is my family’s favorite type of vacation. We’ve quickly learned successfully planning for a cruise can take time. If…
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257 Budget Categories To Help You Think Of Every Expense

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Whether you’re starting a budget for the first time or giving budgeting another shot, it’s always difficult to think of…
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Best Credit Card Sign Up Bonuses – April 2019

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Sign up bonuses are one of my favorite ways to earn credit card rewards. Below you’ll find the best credit card sign…
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This Money Hack Will Help You Stop Living Paycheck To Paycheck

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

If you’re living paycheck to paycheck, you’re not alone. In fact, 78% of U.S. workers live paycheck to paycheck just…
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Start Budgeting By Learning Your Income And Expenses

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Some people love budgets. Other people can’t stand them. It doesn’t matter which camp you fall in. Budgets are an…
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Is Tiny Living A Faster Way To Reach Financial Independence?

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Between TV shows like Tiny House Nation and Tiny House Hunters, the tiny house movement seems to be exploding in…
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