Lance Cothern, CPA holds a CPA license in Indiana. He's a personal finance, debt and credit expert that writes professionally for top-tier publications including U.S. News & World Report, Forbes, Investopedia, Credit Karma, Business Insider and more.

Additionally, his expertise has been featured on Yahoo, MSN, USA Today, Reader's Digest, The Huffington Post, Fast Company, Kiplinger, Reuters, CNBC and more.

Lance is the founder of Money Manifesto. He started writing about money and helping people solve their financial problems in 2012. You can read more about him and find links to his other work and media mentions here.