About Lance Cothern

Lance Cothern holds a Certified Public Accountant (CPA) license in the Commonwealth of Virginia. He is a personal finance and credit expert that professionally writes for many personal finance publications including U.S. News & World Report, Credit Karma, My Bank Tracker, Choose FI, Centsai and more. He's the founder of Money Manifesto and has been writing about money as well as helping people solve their money problems since 2012. You can read more about him here or connect with him on Facebook, Twitter or Pinterest.

8 Earth-Shattering Money Hacks To Improve Your Finances

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Figuring out how to Master Your Finances can be extremely difficult, especially if no one taught you the necessary personal…
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Paying Yourself First Could Make You Rich

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

You’ve probably heard of the concept of paying yourself first at some point, but never looked into what it meant….
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Furniture Financing: 5 Best Places To Finance Furniture

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

If you’re considering buying furniture, you’re probably wondering what’s the best way to finance furniture. Furniture can be an expensive…
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Best Credit Card Sign Up Bonuses – February 2019

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Sign up bonuses are one of my favorite ways to earn credit card rewards. Below you’ll find the best credit card sign…
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What Is Included In A Carnival Cruise And What Isn’t

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Cruising is my family’s favorite type of vacation. But not everyone has been on a cruise. I think everyone should…
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CIT Bank Savings Builder Review – Earn More Interest on Your Savings

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

When I saw the interest rate offered on CIT Bank’s Savings Builder accounts, I knew I had to open an…
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2019 Republic Wireless Review: Our Experience After 5 Years

By Lance Cothern This post may contain affiliate links. Find out more in our disclosures.

Republic Wireless is a cell phone service provider that began offering service in 2011. They’re changing the way people pay…
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