Want More Time? A Secret Alternative To The Full Time Job

Money is extremely important in our society.

Money is a necessity if you want to live a comfortable life.

So how do we get money?

Everyone knows the answer to that question.

People generally earn money by trading their time for money.

Most people do this at a job. They trade hours of their lives for money to live life more comfortably.

People Don’t Question The Typical Time For Money Trade

Some people never question this trade of time for money. They simply work for their whole lives.

They work hard to get ahead to get more money so they can continue to live more luxuriously. They get addicted to earning more money and spending it to get bigger and better things.

But why? It doesn’t have to be that way.

Not Everyone Wants To Trade Time For Money Forever

There is a small group of people that are different. They start asking questions about how to quit trading time for money.

They don’t blindly follow what society has outlined. They want freedom to do what they want with their time.

They figured out that they need to find a way to have money without trading their time for it.

Why Time Is More Important Than Money – But Only To A Point

Time is more important than money in the sense that you have a finite amount of time. You don’t want to be the person that never lived life because you were always slaving away at work to chase more money and buy more things.

Sadly, everyone we know, ourselves included, will all die one day.

Unfortunately, it isn’t as simple as quitting your job and doing whatever you want for the rest of your life. You still need money to live a comfortable life.

So how can you quit trading time for money but still have enough money to do what you want?

Living Off Your Investments

The most common way being able to still have money, while not having to trade your time for it, is to live off of investment income. In order to do this, you’ll have to have a large amount of investments.

The best way to accumulate the amount of money to make this possible isn’t easy to obtain. However, it’s an extremely easy concept.

All you have to do is spend significantly less than you earn while you’re working and invest the difference.

Once your investments generate enough income to allow you to live a comfortable life, you can quit trading your time for money. Of course, it is a bit more complicated than that, but that’s the general idea.

There are other ways to trade less time for money if you’re flexible. You won’t be completely free of work though.

The Secret Alternative – Trading Less Time For Less Money

An option I see very few people take advantage of is trading less of their time for money and earning less. Most people assume you have to work a full time job or not work at all. There is a middle ground and it can be accomplished in many ways.

Instead of working full time, you can just work part time at a job. You’d have to earn a decent wage and not care about living a lavish lifestyle, but it can be done.

If you’d rather work in spurts, you can try finding contract or temporary jobs and work for a few months or years then take a few months or years off. Contract work can be very profitable if you find the right contract opportunities.

Finally, you can try your hand at starting a freelance business and just work when you need more money. Do amazing work and you should have plenty of opportunities to sell your services to others.

Have you ever traded less time for less money? What are some other secret alternatives to full time work other than traditional retirement?

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About Lance Cothern

Lance Cothern, a Certified Public Accountant (CPA) licensed in the Commonwealth of Virginia, is the founder of Money Manifesto. You can read more about him here or connect with him on Facebook, Twitter, Google+ or Pinterest.


  1. I am currently looking for a part time alternative so I can work on the blog more and get ready for future Fitnpoors. I’m even looking at subbing or teaching after school as good choices!

  2. I am still trying to crack the code of trading time for money. I’m currently building up my passive income through investments but I hear that absolute best way to scale your passive income is to build a business.

  3. Good points. People put too much importance on money and not enough on time. I’m building an investment portfolio to eventually support myself through passive income alone because my time is precious.

  4. Bryce @ Save and Conquer says:

    Our family has not really felt we have been deprived of time, but we are planning to live off our investments when we retire in 9 years. I suppose it comes from both my wife and I earning our degrees in engineering and then putting that learning to work. We also like what we do, creating parts to reduce vibration on launch vehicles and satellites, so working 40 hours a week for me and 30 hours a week for her does not seem to be an extra hardship. Of course, we are both looking forward to being able to live off our savings and investments.


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