Quit Dreaming About Your Future – Start Your Journey Now!

I just realized that I’ve been in a bit of a rut for the last few weeks.

On the surface, I’ve felt like I’m getting a lot accomplished.

When I took a step back and looked at what I’ve completed, I realized that wasn’t the case at all.

You see, over the last few weeks I’ve done a lot of thinking, planning and dreaming about my future.

I just haven’t taken any action to move forward to that future.

You don’t have to fall into the same trap I did. Realize when you’re stuck in neutral and decide to make a game plan.

Shift in to gear to start your journey to your future today.

How I Got Stuck Dreaming

Dreaming is a wonderful thing and planning how to get to your dreams is a responsible thing to do. However, it becomes counter productive when you begin obsessively planning things out that you have absolutely no control over.

That is exactly what has happened to me.

We’re just about to finish paying off my wife’s $80,000+ of student loan debt. I’ve been trying to figure out ways to bend the numbers to pay the loans off faster.

That’s not all, we’ve been trying to figure out what our money goals are after my wife’s loans are paid off, too. We made a decision but what came next was pointless.

Instead of taking action, I kept planning in increasing levels of detail that are unrealistic to be able to forecast. Instead of acting I kept planning and dreaming and planning some more.

Dreaming And Planning Is Pointless Without Action

Unfortunately, unless I take some action, we won’t have any extra money to make our plans and dream happen. I need to get moving!

In order to get moving, I decided I needed to come up with ways to measure my progress. Here are a few ways I started taking action to complete the plan that will allow us to make our dreams a reality.

To Do Lists

To do lists aren’t fun, but they get the job done. Make a list of everything you need to complete to accomplish your dreams.

If there are some items that seem like massive steps that will take forever to complete, simply break them down into smaller sub steps. Work on checking off as many items as possible each day.

Start With The Most Draining Tasks First

We only have a finite amount of willpower each day.

If you use your willpower up early in the day on easy tasks, you’ll find that your more difficult tasks will become harder to complete because you don’t have the willpower to get them done.

Start with your most difficult tasks first in order to make the most progress towards your dreams and goals.

Make Sure Others Know Of Your Goals

Finding an accountability partner can do wonders to help you get things accomplished. Simply find someone you trust and tell them what you’re trying to accomplish and when you want to accomplish it by.

This should give you a ton of motivation so you don’t let both yourself and your accountability partner down!

Remember To Keep Your Eyes On The Prize

Want to accomplish your goals faster to make your dreams your reality? Post images or reminders of your goals in your work space to keep you motivated.

Just make sure they don’t get you back into that planning and dreaming without doing phase.

What tips and tricks have you found most helpful to get you out of the dreaming phase and into the doing phase of your journey to your dreams? Let me know in the comments below so we can all be inspired by your awesomeness.

This post was originally published on March 14, 2014.

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About Lance Cothern

Lance Cothern, a Certified Public Accountant (CPA) licensed in the Commonwealth of Virginia, is the founder of Money Manifesto. You can read more about him here or connect with him on Facebook, Twitter, Google+ or Pinterest.


  1. It is never to early to start dreaming, or planning for your future. And not every dream will pan out, so the earlier you start, the more plans you can try. If everyone’s first dream was what actually happened, we would all be astronauts or firemen. (or beach bums maybe…)

    Think big, plan big, live big.

  2. I definitely agree with the guideline of doing the most draining task first. Get the hardest out of the way and the rest will seem so much easier and you can accomplish them with so much less effort.

  3. Mr. Cash says:

    I’m definitely a huge dreamer. I’ve been trying to act on these dreams lately and actually get something accomplished. One of these was starting my blog. And once I actually started the blog, it became motivation for me to keep pushing forward on this dream and others. Not to mention the accountability I now feel for actually delivering.

  4. I’ve learned to take a first step towards anything I’m thinking about within 48 hours or I blow it off. So, if I am dreaming about taking a trip, I make a plan to afford it and start ASAP. With pet sitting, I thought I would enjoy it and made the Craigslist post that night. I prefer to spend a whole night getting an idea started than to stay awake and think about it. It’s probably why I need more sleep right now…

  5. If you dont dream – then what have you got to look forwards to?
    Dreaming is good – it makes us feel better
    They give us something to work towards and a sense of accomplishment when we achieve them
    Long live the dreamers !

    • I think you completely missed the point and likely didn’t read the piece. You can dream all you want, but unless you take action your dreams will never become a reality.

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