Whether your dream vacation is a family cruise or a trip to Europe, you may be able to score your dream vacation for free.
You don’t have to sign up for some scammy sweepstakes for a chance to win your free vacation, either.
Instead, you just have to do a bit of careful planning and financial maneuvering to get your vacation for free.
Here’s how it works and an example of what you’ll need to get your dream vacation for free.
Using Credit Card Sign Up Bonuses And Rewards To Score Free Vacations
No matter what your dream vacation is, credit card rewards can usually get you a free vacation or at least a heavily discounted one with a bit of planning and hard work.
You may be wondering just how long it will take to earn the $3,000 needed for your dream vacation when you’re only earning 2% cash back on all of your purchases. The answer would be a long time.
Thankfully, there is a shortcut to drastically reduce the amount of time it takes to earn enough points, miles and cash back you’ll need to score a free vacation.
Rather than focusing on earning the rewards you earn with purchase, you’ll need to switch your focus to earning credit card sign up bonuses.
These lucrative sign up bonuses often offer $500 or more of value for signing up for just one credit card and meeting the spending requirements.
If you and your spouse sign up for just a handful of these cards over a year or two, it’s easy to see how you could quickly earn enough points, miles and cash back to take a completely free vacation.
How To Earn Credit Card Sign Up Bonuses Without Screwing Up
Earning free money through credit card sign up bonuses seems too good to be true.
After you understand how these bonuses work, the gears start turning on how to get a free vacation out of them.
An Example Of How To Get A Free Vacation
Let’s say you want to take a free weekend vacation to another city. Here are a few types of cards you’d need to make it happen.
First off, you’re going to need to get to your destination. If you’re going far away, you’ll likely take a flight.
Find a credit card that offers free points for an airline that flies out of your local airport, earn the sign up bonus, then schedule your flight with the points you earned.
You’ll have to pay a few dollars in fees on your tickets, but you’ll get reimbursed for that later.
Next, you’ll need to stay somewhere in the city you’re visiting. Find a hotel credit card that offers enough points to stay at a hotel in the city you’re travelling to.
Some cards offer a free night certificate that you could use, too. You can often get a hotel completely for free using rewards, but sometimes you still have to pay the resort fees. It varies by hotel.
If you do have to pay a resort fee, you’ll get reimbursed later.
When you’re visiting the city, you’ll probably want to get out and about and find some entertainment
Some travel cards allow you to book experiences with your rewards points which could be a perfect way to get some free entertainment on your vacation. If you can’t find a card that allows this for the entertainment you desire, check out the last step.
Finally, you’ll need a cash back credit card to pay for everything your other credit card rewards won’t cover. Find a card offering a decent cash back sign up bonus and use that to cover the rest of the costs on your trip.
Where To Find These Credit Cards
If you’re wondering where on earth you can find all of these different types of credit cards with amazing sign up bonuses, I have you covered.
Make sure you check out our list of the best credit card sign up bonuses that we update every single month.
Still Don’t Believe It Works? Check Out Our Real Life Free Vacations
My wife and I have been using credit card sign up bonuses for years to pay for some or all of our vacations.
We’ve rounded up all of our travel posts in this one handy page, Our Travel Tips And Adventures Including Tips To Travel For Free, so you don’t have to go hunting for everything yourself.
Pay special attention to our trip cost report section and you’ll see at least a couple free cruises we’ve taken thanks to credit card rewards.
Want to find out how much a cruise costs? We have posts that share our exact costs on our cruises, too.
We love using credit card rewards and credit card sign up bonuses to pay for our vacations. I hope we’ve inspired you to see what’s possible with a bit of planning, financial footwork and financial discipline.
If you have any questions about how any of this works, feel free to ask in the comments or contact me for help.