They are not needs, but instead are wants that we are fortunate enough to be able to afford.
That led me to think the other day that I should ask you what luxuries you enjoy paying for.
However, it wouldn’t be fair to ask without sharing our list first.
Below is a list of just some of the luxuries that we happily pay for in our lives.
Luxuries We Happily Pay For
In order to find what luxuries we pay for, I did a couple of things.
First, I looked around our home and found items and services we enjoy that definitely are not needs.
Secondly, I looked at our financial records from Quicken to see what we’ve been spending our money on.
The first luxury we happily pay for is cable TV. In fact, we happily paid for a 65″ TV to watch it on, as well. Luckily, we got a great deal on the TV during a Black Friday sale and we’ve negotiated a decent rate for our cable from Comcast.
Compared to the amount of money we spend, we easily get much more entertainment value out of our cable TV subscription per hour than any other form of entertainment we currently pay for.
Access to the internet at our home is another luxury we enjoy paying for. While we could use internet at public places, I make money through the internet so it easily pays for itself. In addition, the internet opens us up to a whole world of ideas and opinions. We wouldn’t go without internet unless times were really, really tough financially.
Smart Phones (Really… Any Cell Phone At All)
We also happily pay for our smart phones, another luxury we get a lot of value out of. My wife currently has a phone on Republic Wireless which is an amazing deal. I’m still on my parents’ family plan with AT&T, but I plan to switch once my contract is up to save even more money.
We live in Florida and could not live without air conditioning. Technically it would probably fit as a want, not a need, but we happily pay to cool our house to 77 degrees in the summer. Our comfort is easily worth a few hundred dollars of higher electric bills in the summer.
We’re pretty cost conscious when it comes to our vacations, so we aren’t blowing a ton of money on them. We even use credit card rewards to supplement our vacation budget in order to take even more fun adventures.
Owning Two Cars
A luxury most people don’t think of is owning two cars. We’re super happy to pay for two cars because our work schedules are so different. Tori works nights at the hospital for twelve hour shifts and I work a typical Monday through Friday corporate job, so having only one car would be a huge pain.
Luckily, we can afford to pay to maintain two cars even though we already own them outright. Still, insurance and maintenance isn’t cheap.
We also happily pay to eat out a restaurants which is definitely a luxury. Every once in a while it is worth it for us to not have to worry about cooking or cleaning and paying someone else to do it for us. We’ve been cutting back in this department lately, but still enjoy eating out a couple times a month.
Pets are like family to us. That said, pets are luxuries, not needs. We’re super lucky to have an amazing dog, even though she has expensive allergies. We happily pay for allergy shots so she isn’t a miserable wreck (and those shots aren’t cheap either)! She loves us very much and adds much joy to our lives.
While I’m not a big photography person, Tori loves photography. She has even started a side hustle out of it. We’re fortunate enough to be able to afford for her to be able to take awesome pictures and learn the skills she needs to do so.
Nice Things In General
This list could probably go on for quite a while longer, but I think you get the point. Whether it’s the home we live in or the cars we drive to work, our money allows us to buy many nice things and we’re happy to pay for them.
Be grateful for the luxuries you can afford. Taking a mental list of the luxuries in your life is a great way to do exactly that.
What about you? What luxuries do you happily pay for? Do you pay for someone to take care of your yard for you or clean your house? (We’d love that, but it isn’t in the budget!) Let me know in the comments below.