The Barclaycard Arrival World Mastercard is the most recent credit card addition to my wallet and my wife’s purse. Let’s go through the quick pros and cons review followed by an in-depth look at the card.
Barclaycard Arrival World Mastercard Pros
- $440 of value in sign up bonus rewards after $3,000 in net purchases within first 90 days of opening your account (40,000 miles plus 10% Carry On miles bonus)
- $66 in rewards earned from spending $3,000 in required net purchases
- 2x miles on all purchases with no limits
- 0% introductory APR on purchases for 12 months
- No foreign transaction fees
Barclaycard Arrival World Mastercard Cons
- $89 annual fee (waived the first year)
- Reward miles must be redeemed for travel for maximum value
- Miles cannot be redeemed in amounts smaller than 2,500
The Barclaycard Arrival card is great for the sign up bonus and first year rewards if you like traveling. After the first year you must redeem all rewards for travel and spend over $17,800 to make the annual fee worth it vs using 1.5% cash back Capital One Quicksilver credit card.
I’d keep the Barclaycard Arrival card for year 2 and forward if Barclaycard will waive the annual fee. Otherwise, I’d downgrade to the no annual fee card after year one.
The Detailed Barclaycard Arrival Review
This credit card is a great travel sign up bonus credit card. You’ll earn 40,000 bonus miles after spending $3,000 in net purchases in the first 90 days of account opening. In addition, whenever you redeem miles for travel, you’ll automatically earn 10% Carry On bonus miles.
This effectively makes the sign up bonus 44,000 miles that can be redeemed for $440 in travel! The terms and conditions do say it may take a few weeks for your sign up bonus miles to post to your account, but mine showed up immediately after I had $3,000 in net purchases posted a finalized transactions.
In addition, when you spend your $3,000 in required net purchases to earn the bonus, you’ll earn 6,000 points which can be redeemed for $60 in travel. Once you redeem the 6,000 points, you’ll earn 600 carry on points worth $6 for a total of $506 in travel rewards!
Miles Earned On Purchases
You won’t earn just 1 or 1.5 miles per dollar of net purchases like many of the other cards available today. Instead, you’ll earn a full 2 miles on every dollar of net purchases you make. This isn’t a bonus category. It is every single purchase you make as long as they don’t violate any of the terms and conditions.
10% Bonus Miles When Redeem For Travel
Whenever you redeem your miles for travel related expenses you’ll earn 10% bonus Carry On miles! Redeem your 40,000 mile sign up bonus and 4,000 bonus Carry On miles will be awarded to your account.
The terms and conditions say it only takes 1 business day after the redemption processes for these bonus Carry On miles to show up. It’s true, because mine showed up in my account immediately after I redeemed my miles.
Introductory 0% Rate
The Barclaycard Arrival World Mastercard has a 12 month introductory 0% rate on purchases. This is pretty decent in conjunction with all of the other great features of this card.
No Foreign Transaction Fees
The fact that this credit card has no foreign transaction fees is a huge plus because it is a travel card after all. Wouldn’t it stink to be traveling and get hit with a 3%+ foreign transaction fee like many other cards would charge you?
What Is Considered Travel?
Barclaycard considers travel to include the following based on the merchant category code of your purchases:
- Travel Agencies & Tour Operators
- Motels & Resorts
- Cruise Lines
- Passenger Railways
- Car Rental Agencies
Redeeming Rewards For Travel
It is super easy to redeem your rewards to reimburse yourself for travel purchases. Simply click on the area on Barclaycard’s website to redeem miles for travel related purchases and Barclaycard will show you a listing of all of your eligible purchases.
Pick the purchase you want to reimburse yourself for and the amount of miles you want to use and they’ll take care of the rest. Keep in mind, you do need to use your miles in 2,500 mile increments.
The Annual Fee
Annual fees are no fun, but Barclaycard waives the $89 annual fee for the first year. Between Barclaycard waiving the annual fee and the massive sign up bonus, I’d say this card is worth holding onto for a least a year!
The Final Verdict On The Barclaycard Arrival World Mastercard
As I mentioned in the beginning of this review, both myself and my wife have our own Barclaycard Arrival World Mastercards so I’d definitely say this credit card is worth getting at least for one year. You’ll earn miles worth $440 of travel value for meeting the sign up bonus spending requirements and Barclaycard even waives the annual fee for the first year. Then, you get 2 miles for every dollar of purchases.
It was a no brainer decision for us and that’s why we both have the card in our wallet and purse! If you’re planning on doing any traveling or pursuing travel credit card rewards, you’ll likely come to the same conclusion we did and sign up for this card to get a free vacation! Remember, both you and your spouse can sign up for separate versions of this card and double your sign up bonus. That’s what we did.
Sign Up Today!
Your Mom Told You To Not Carry Credit Card Debt
I agree with your Mom. Never carry credit card debt. If you have problems with credit cards and carrying a balance, rewards credit cards aren’t for you. Any interest you pay will more than wipe out any rewards you’ll earn and you’ll just dig yourself further in the hole. Rewards are nice and shiny, but debt is not, so don’t sign up if you can’t handle it.
The information in the article is accurate to the best of my knowledge as of February 20th, 2014. It will be periodically updated as offers change. As with any offer, make sure to read all of the details on the application site as those are the terms and conditions that will govern any credit card you sign up for. What you have read here is simply a summary and does not contain all terms and conditions. If you sign up for a credit card through any links on this page I may receive an affiliate payment for you signing up. Thank you for supporting this site!