Finances can be a fickle thing. Generally, you have a job, you get paid on a regular schedule and hopefully your bills come on a semi-regular schedule as well. In between you can spend money on many different services or products, save or invest. Ideally, you’ll have some financial goals you’re working toward.
Sometime along the way a few roadblocks pop up and you get thrown off track. There could be some windfalls that suddenly fall in your lap as well. All of that is fine and dandy, but your financial success might depend on something outside of all of these events. The real question is, do you handle your finances and goals with a sense of urgency or do you just kinda get around to it when you feel like it? How you answer that question can make a big difference in your life.
Those Who Wait for Things To Come To Them
The people who wait around for good things to happen to them aren’t going to be getting ahead quickly. If you’re kinda getting around to your financial goals when it is convenient for you, you’re not going to get ahead quickly either. Why?
Those who don’t take the bull by the horns and just wait around are likely to be the same type who make excuses when things aren’t going smoothly. Chances are, when something good happens it’s completely due to something awesome they did, but when something bad happens it is all someone else’s fault. This is a bad recipe if you’re hoping to become financially successful.
Those Who Take Care of Business
The other group of people are those who take care of business rather than wait for things to happen. They try to be proactive and think ahead with their money and in life in general. They plan ahead for things like retirement and large purchases and don’t just hope things work out like the first group does.
The people who take care of business save up money in an emergency fund in case things go wrong and they realize that it isn’t always someone else’s fault when things go wrong. Instead of figuring out who to blame, they try to figure out how to prevent these problems from popping up again.
When something good happens to a person who takes care of business, instead of instantly taking credit and gloating about it, they try to figure out what the real reason was the good thing happened and they try to make it happen again.
They’ll also have more self control when the good thing happens. They will work to make the good thing further their goals rather than wasting it on a spur of the moment splurge.
Which One Are You?
Which are you? Are you a flounder who waits for things to happen to you or are you someone who takes control of the situation to further your goals? Be honest with yourself and let us know in the comments below!